Membership at CommonWealth is open to anyone who lives or works in Santa Clara County. Even if you don't live or work here, you may still be eligible for membership if you are related to a current member so please contact us for more details.
CommonWealth also offers credit union membership as an employee benefit. Click here to learn more.
Making the switch to CommonWealth is easy! Just follow the three steps below and you'll be on your way to enjoying the many benefits of membership, including:
- Competitive loan and deposit rates
- Convenient access to your funds
- Beneficial information that can help you achieve your financial goals
If you need assistance or have any questions, please call our Member Service Department at (408) 531-3100 or (800) 564-1588, Monday through Friday 8 a.m. to 5 p.m. You can also e-mail us at service@wealthcu.org.
Joining Is As EASY As 1, 2, 3
- Complete the membership application
- Include a check for $15 ($5 pays your one-time membership fee and $10 is deposited into your regular share/savings account)
- Provide a copy of your identification (a valid U.S. driver's license, California identification card, U.S. Military ID, U.S. passport or Matricula Consular ID)
Bring your check and ID to any CommonWealth branch, or mail to:
CommonWealth Central Credit Union
P.O. Box 641690
San Jose, CA 95164-1690
If you are applying by mail, you must have your application and ID notarized.
Checklist
- Membership Application Apply Online | PDF
- Request to Close an Account PDF
- Direct Deposit Authorization PDF
- Request to Change Automatic Payments PDF
- Check Order Form PDF
- Privacy Notice PDF
- Loan Application Apply Online | PDF
Benefits, Products and Services
CommonWealth has a wide range of products, services and benefits to meet your needs:
Products
- Free checking accounts
- Share certificates with competitive dividend rates
- New and used auto loans and recreational vehicle loans
- First mortgages and home equity loans and lines of credit
- Visa® Platinum credit cards with no annual fee
Services
- Free Online Banking
- Free Bill Pay service
- Free automated telephone banking through the Wealth Access Line
- ATM and Visa® check cards
- Direct deposit and payroll deductions available
Benefits
- Discounts at amusement parks (such as Great America and Universal Studios)
- Free budget planning with our financial education partner, BALANCE
- Complimentary investment and retirement planning with CommonWealth's Investment Services Group
Important Information About Procedures for Opening a New AccountTo help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: when you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. All new accounts require a thumbprint and are verified through ChexSystems. |
