Compare and Find the Right Account for You.
| Fixed Rate Second Mortgage | Custom Home Equity Line of Credit | Advantage Home Equity Line of Credit | Prime Home Equity Line of Credit | |
|---|---|---|---|---|
| Fixed Rate Option |  |
|
None | |
| Interest-Only Option | None |  |
|
None |
| Early Closure Fee* | None | $500.00 | $500.00 | $500.00 |
| Appraisal Fee | None | None | None | None |
| No Closing Costs | |
|
|
|
| No Pre-Payment Penalties | |
|
|
|
| No Annual Fee | |
|
|
|
| Equity Checks | None | |
|
|
| Loan Processing Fee | $300 for loans to $100,000 $450 over $100,000 | $300 for lines to $100,000 $450 over $100,000 | $300 for lines to $100,000 $450 over $100,000 | $300 for lines to $100,000 $450 over $100,000 |
| 24/7 Loan Application Center | |
|
|
|
| Online Banking Access | |
|
|
|
| eStatements | |
|
|
|
| Draw (borrowing period) | N/A | 5 years | 10 years | 10 years |
| Repayment | 7, 15 or 20 years | 10 years | 15 years | 15 years |
| Fixed Introductory Rate Option | None | |
None | |
| Loan Amounts for up to 80% CLTV | $10,000 - $300,000 | $10,000 - $300,000 | $10,000 - $300,000 | $10,000 - $300,000 |
*Early Closure fee charged on lines closed within 3 years from the date of funding.
